Products & Services
Checking
eZ Checking
- Electronic banking services bundled for easy checking!
- E- statements
- ShazamChek Debit/ATM card with no monthly fee
- Free Online Banking, Text Message Banking, and Bill Pay up to 10 payments monthly
- $100 minimum opening deposit
- No minimum balance
- No monthly maintenance fee
Club Checking
- Unlimited check writing plus two free boxes of checks yearly
- Free notary and fax service
- No issue charge for money orders
- Photocopy service
- Free Online Banking and Text Message Banking
- $100 minimum opening deposit
- No minimum balance
- $6 monthly maintenance fee
Senior Checking
- No monthly maintenance fee for individuals 55 or better who qualify
- Two free boxes of checks yearly
- Free notary and fax service
- No issue charge for money orders
- Photocopy service
- Free Online Banking and Text Message Banking
- $100 minimum opening deposit
- No minimum balance
College "U" Checking
- For college students and active military personnel
- ShazamChek ATM/Debit card with no monthly fee
- Unlimited check writing with first order of checks free
- Free Online Banking and Text Message Banking
- $100 minimum opening deposit
- No monthly maintenance fees
- No minimum balance
Economy Checking
- Unlimited ShazamChek Debit/ATM card purchases
- Up to 10 checks paid per month without a monthly maintenance fee
- Free Online Banking and Text Message Banking
- $100 minimum opening deposit
- No minimum balance
Super NOW Checking
- Interest earned on average daily balance of $1 or more
- $100 Minimum opening balance
- No monthly maintenance fee if balance is $1000 or more. $10 monthly maintenance fee if balance drops below $1,000
Super NOW Senior Checking
- Interest earned on average daily balance of $1 or more
- Two free boxes of check yearly
- $100 Minimum opening balance
- No monthly maintenance fee if balance is $1000 or more. $10 monthly maintenance fee if balance drops below $1,000
Business Checking
- Free Online Banking
- Choice of paper or e-statements
- Merchant Credit Card Program
- No transaction limitations
- $100 minimum opening deposit
- No monthly maintenance fee if balance is $500 or more, or if average daily balance is $700 or more (otherwise, $10 monthly maintenance fee)
Super NOW Business Checking
- Interest earned on average daily balance of $1 or more
- $100 Minimum opening balance
- No monthly maintenance fee if balance is $1000 or more. $10 monthly maintenance fee if balance drops below $1,000
Transaction Account Guarantee Program
First National Bank in Pinckneyville has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of First National Bank in Pinckneyville with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.
