First National Bank in Pinckneyville
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HSA, IRA, CD and Money Market Accounts

Health Savings Account (HSA)

A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses. There are certain advantages to putting money into these accounts, including favorable tax treatment.


Individual Retirement Accounts (IRA)
First National Bank in Pinckneyville offers you an exciting opportunity to defer taxes on part of your income now while saving for the future. It can be an important supplement to Social Security and company pension benefits during your retirement years. We offer Traditional IRA’s.

  • FNB’s Minimum investment: $250
  • Terms available from 3 months to 60 months


Certificates of Deposit
Certificates of Deposit are investment options that offer higher rates of interest for specific amounts of time. We can show you how our flexible terms can help you reach your financial goals.

  • FNB’s Minimum investment: $500
  • Terms available from 3 months to 60 months


Money Market Checking
The more you save, the more you earn!

  • Tiered account
  • $1,000 minimum opening deposit
  • $10 monthly maintenance fee if balance drops below $1,000
  • Limited check writing


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