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Loans

 

Residential

Are you buying a home? Would you like to refinance an existing home loan? First National Bank has a mortgage plan that will meet your needs and help you achieve your goals. We have mortgages for the first-time homebuyer as well as the experienced home owner.

  • Fixed-rate loans
  • Home Equity Lines-of-Credit
  • Financing for rental and investment properties
  • Escrow available for property taxes and homeowner's insurance.
  • Rural Development Guaranteed Loan Provider

 

 

Consumer

We offer a wide range of options for consumer and personal loan needs. Financing for automobiles, recreational vehicles, boats, motorcycles/ATV’s, is readily available. We also provide unsecured loans (with qualified credit), and loans secured by Certificates of Deposit. One of our most popular products is the SuperCheck account- a personal line of credit linked to your checking account to protect you from being overdrawn.

  • Easy application process with rapid decisions
  • Competitive rates and flexible terms

 

 

Commercial

FNB is committed to serve the growing needs of businesses in our community. We have financing for starting a business, buying equipment and inventory, and lines of credit for ordinary operating expenses.