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First National Bank in Pinckneyville

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Interest Rates

Interest Rates

Effective as of 11/18/2024

Contact the bank for CD Specials

Interest Rate*APY
Super NOW Account10.02%0.02%
Money Market Accounts2
$1.00 – $2,499.000.20%0.20%
$2,500.00 – $9,999.000.20%0.20%
$10,000.00 – $24,999.000.30%0.30%
$25,000.00 – $99,999.990.40%0.40%
$100,000.00 – $999,999.999.990.40%0.40%
Savings Accounts3
Savings0.10%0.10%
Youth Savings0.10%0.10%
Club Accounts4
Christmas Club0.15%0.15%
Certificate of Deposits5
3 Month Certificate0.05%0.05%
6 Month Certificate1.75%1.76%
12 Month Certificate1.75%1.76%
18 Month Certificate0.20%0.20%
24 Month Certificate0.25%0.25%
30 Month Certificate0.40%0.40%
36 Month Certificate0.50%0.50%
48 Month Certificate0.75%0.75%
60 Month Certificate0.85%0.85%

NOTE: Each respective account is subject to the disclosures and requirements related directly to that account type. Minimum balance restrictions, minimum opening deposit restrictions, closing fees, dormant fees, and early withdrawal penalties may apply. Rates subject to change without notice. Call FNB at (618) 357-9393 for most up-to-date interest rates.

*APY means Annual Percentage Yield. APYs are in effect as of 11/18/2024. Please note that account fees may reduce earnings.

Account-specific disclosures:

1 Super Now Accounts:  
APY applies  to average daily account balances of greater than or equal to $1.00. Rates are variable and may change at any time. Minimum deposit required to open the account is $100.00. There is a $10.00 maintenance fee for balance below $1,000.00. Super NOW Accounts are not available to partnerships, corporations, and other for-profit organizations, etc. Terms and conditions of this offer may change at any time.


2 Money Market Accounts: APYs apply to average daily account balances of greater than or equal to $1.00. Rates are variable and may change at any time. Minimum deposit required to open the account is $1,000.00. There is a $10.00 maintenance fee for balance below $1,000.00. Withdrawals are limited to six per four week or similar period. If more than three third party checks, drafts, debit card or similar order (including POS transactions) are paid per statement cycle, there is a $10.00 charge per item per statement cycle. Terms and conditions of this offer may change at any time.


3 Savings Accounts: APYs apply to average daily account balances of greater than or equal to $0.01. Rates are variable and may change at any time. Minimum deposit required to open Savings is $100.00. Minimum deposit required to open Youth Savings is $50.00. Withdrawals are limited to nine per statement cycle. Additional withdrawals will incur a fee of $1.00 per item. Accounts with an average daily balance of greater than or equal to $1,000.00 will incur no charge for withdrawals. Savings accounts will incur a $10.00 maintenance fee for average daily balances below $100.00. Withdrawals are limited to 6 per four week or similar period. Youth Savings accounts will incur a $10.00 maintenance fee for average daily balances below $50.00. Terms and conditions of this offer may change at any time.


4 Christmas Club Accounts: APYs apply to average daily account balances of greater than or equal to $0.01. Rates are variable and may change at any time. Minimum Deposit required to open is $5.00. A penalty of $5.00 per withdrawal will be incurred for early withdrawals. Terms and conditions of this offer may change at any time.


5 Certificates of Deposit: A minimum deposit of $500.00 is required to open a CD. To earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate.


MAIN LOCATION

210 S. Main St.

Pinckneyville, IL 62274

Phone: 618-357-9393

Fax: 618-357-3917

LOBBY HOURS

Monday to Friday: 8:30 AM - 4:30 PM

Saturday: 8:30 AM - 12:00 PM

DRIVE-THRU HOURS

Monday to Friday: 7:30 AM - 5:00 PM

Saturday: 7:30 AM - 12:00 PM

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LOAN DEPARTMENT

110 S. Main St.

Pinckneyville, IL 62274

Phone: 618-357-9393

Fax: 618-357-3813

HOURS

Monday to Friday: 8:00 AM - 5:00 PM

Saturday: 8:30 AM - 12:00 PM

By Appointment Only

ATM LOCATIONS

101 S. Main Street

210 S. Main Street

FDIC Disclosure: Any investments, insurance, and/or annuity products (including internal and/or external) are not FDIC Insured, are not Bank Guaranteed, may lose value, are not deposits, are not a condition to any banking service of activity, are not insured by any federal government agency.

Copyright © 2025 First National Bank in Pinckneyville

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  • 24/7 BANKING
    • Mobile Banking
    • Online Banking
    • Online Bill Pay
    • Phone Banking
    • ATM Banking
  • PERSONAL BANKING
    • Checking Accounts
    • Savings Accounts
    • Sprout Account
    • 24/7 Banking
    • CDs and HSAs
    • Debit Cards
      • Debit Card Customer Service
    • Credit Cards
      • Credit Card Customer Service
    • ID TheftSmart™
  • BUSINESS
    • Business Checking
    • 24/7 Banking
  • LOANS
    • Residential Loans
    • Consumer Loans
    • Commercial Loans
  • RESOURCES
    • Financial Calculators
    • Fraud Education
    • Cybersecurity
    • FNB Scholarships
    • ID TheftSmart™
    • Insurance
    • Order Checks Online
    • Safe Deposit Box
    • Switch to FNB
  • COMMUNITY